SACCOs & Microfinance
SASRA compliance audit, governance frameworks, and financial management advisory for deposit-taking SACCOs and microfinance institutions.
Kenya's SACCO sector is a critical pillar of financial inclusion, serving millions of Kenyans across farming, teaching, and other sectors. Our SACCO & Microfinance practice provides audit, governance, and risk advisory services aligned to SASRA requirements and SACCO movement best practice.
Sector Challenges
- SASRA regulatory compliance and DT-SACCO prudential guidelines
- Loan portfolio quality management and provisioning adequacy
- SACCO board governance and member accountability
- Capital adequacy and liquidity management
- FOSA operations audit and controls
- Transition to IFRS 9 for DT-SACCOs
Our Approach
SASRA-aligned audit methodology for deposit-taking SACCOs
Loan portfolio review and provisioning adequacy assessment
Governance framework aligned to SASRA and Sacco Societies Act
Capital adequacy modelling and stress testing
FOSA operations audit and internal controls review
Services for This Sector
- Audit & Assurance
- Governance Advisory
- Risk & Compliance
- Internal Audit
- IFRS Advisory
Why CPA Otene
- Extensive experience with DT-SACCOs and non-withdrawable SACCOs
- Deep SASRA regulatory knowledge and compliance expertise
- Understanding of the cooperative movement and SACCO member accountability
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